Payments for eCommerce

Offer a frictionless buyer experience with white-labeled purchase financing. Buyers check out on payment terms, you get paid right away.

Trusted by B2B shops and brands across Europe

Kindsgut
Ivy Oak
Stark Future
Wonnda
Vanilla Steel

Challenges

We know your pain

The complexity in B2B eCommerce transactions can be overwhelming. We dedicate all of our resources to the challenges in B2B payments.

Debtor management

At 77%, paying by invoice is still the preferred payment method for B2B buyers, and the most challenging one for B2B sellers.

Cart abandonment

2 out of 3 buyers see their buying journey as damaged when their preferred payment terms are missing, which drives cart abandonment at checkout.

Rising interest rates

Rising interest rates tighten working capital and liquidity in supply chains, which increases the demand for financing during procurement.

Brand dilution

Third-party branded payment methods in the checkout don’t use the trust in the existing buyer-seller relationship, which leads to lower conversion.

Fraud and credit risks

Offering purchase financing needs a strong risk set-up to keep fraud and defaults low. Lean set-ups often fail outside the seller’s core market.

Competition and churn

With competitors just a click away, delivering additional value becomes crucial to prevent customer churn.

How it works

From checkout to payout

Tilta sits inside your shop’s checkout, under your brand.

1

Buyer onboarding

Embedded, white-labeled onboarding that pre-fills what you already know about the buyer.

2

Checkout on terms

Buyers choose invoice or payment terms at checkout and get a decision in seconds.

3

Payout

You get paid right away, regardless of the buyer’s payment terms.

4

Collection

Tilta collects from the buyer when the invoice is due and handles any dunning.

Benefits

Grow with B2B eCommerce payments

eCommerce financing isn’t just good for your customers. With credit and insurance built into your checkout, you open up a new revenue stream, grow volume and improve stickiness.

Higher margins

Monetize every transaction, create a new revenue stream and grow your bottom line.

More volume

Let buyers pay by invoice and increase average order value and frequency by up to 45%.

Better retention

Create stickiness and reduce churn by providing working capital through tailored credit offers.

Higher conversion

Support buy now, pay later in a white-labeled checkout and lift conversion by up to 60%.

Install our payments plug-in. Start today. We handle the payment technology, bring the capital and manage compliance

Scale with confidence. Webhooks for every state change, a sandbox that mirrors production and a Platform Portal to follow every buyer, order and invoice.

90 days

Payment terms from 3 to 90 days, chosen by the buyer at checkout

2 to 4 weeks

Typical time from kick-off to going live

1:1

Sandbox that mirrors production, with simulated credit decisions

Choose how to start. Install our plugin, build with ready-made components or sell with payment links, with full documentation and a sandbox to get you started.

Shopware
$composer require tilta/shopware6-payment-module
$./bin/console plugin:refresh
$./bin/console plugin:install TiltaPaymentSW6 --activate
[OK] Plugin "TiltaPaymentSW6" has been installed and activated.
Checkout
Activating
ActiveShopware 6

Install our plugin. Fast access to eCommerce financing with our plugins for Shopware, Magento, WooCommerce and JTL.

Explore the Shopware plugin

Payment term
30 daysDue 19 Nov 2026No fee
60 daysDue 19 Dec 2026+1.5 %
90 daysDue 18 Jan 2027+3.0 %
Confirm and pay later

Customize your UX. Build your own user experience with our ready-made components.

Explore Web Elements

Hi Jane, here is your offer for order #8364. Pick 30, 60 or 90 days to pay:checkout.tilta.io/A8F93S
Order #836412,825.00 €Pay later
Thanks.
JS

Sell in-person. Support offline sales with bespoke payment links that can finance transactions with zero integration.

See all integration options

Known from

deutsche startups
FinanceFWD
Startbase

Tilta accepts invoice recipients across Europe: all 27 EU member states, the EFTA countries and the United Kingdom.

What our customers say

“With little engineering capacity at hand, we needed a solution that could simply be plugged into Shopware. Found it and went live within two weeks.”

Patrick Links, Managing Director at Kindsgut
1 of 4

Frequently asked questions

In which countries does Tilta operate?

In which countries does Tilta operate?

Which eCommerce systems do you support?

Which eCommerce systems do you support?

What is the cost of your infrastructure?

What is the cost of your infrastructure?

Is our data safe with you?

Is our data safe with you?

Is there a limit of maximum volume or transactions to be financed?

Is there a limit of maximum volume or transactions to be financed?

Book a demo

We’d be happy to show you Tilta in a free, no-obligation 30-minute video call. Pick a time that works for you.

You’ll talk to

Ingmar Stupp

Ingmar Stupp

Co-founder, Product & Sales

Prefer to call?

Mon to Fri, 09:00 to 17:00

in English and German

Select a date and time

October 2026
Mo
Tu
We
Th
Fr
Sa
Su

Book a demo

We’d be happy to show you Tilta in a free, no-obligation 30-minute video call. Pick a time that works for you.

You’ll talk to

Ingmar Stupp

Ingmar Stupp

Co-founder, Product & Sales

Prefer to call?

Mon to Fri, 09:00 to 17:00

in English and German

Select a date and time

October 2026
Mo
Tu
We
Th
Fr
Sa
Su

Book a demo

We’d be happy to show you Tilta in a free, no-obligation 30-minute video call. Pick a time that works for you.

Prefer to call?

Mon to Fri, 09:00 to 17:00

in English and German

Select a date and time

October 2026
Mo
Tu
We
Th
Fr
Sa
Su

Taking the pain out of payment terms

With 90% of B2B payments being buried in paper-based invoices, the digitisation of B2B commerce faces a major deterrent.

We made it our mission to enable businesses towards an advanced payment experience while covering inherent capital and risk challenges.

Talk to us

Give us a ring, we are happy to hear from you

Mon to Fri, 09:00 to 17:00

Ask your AI

Learn more about Tilta from your preferred AI

Taking the pain out of payment terms

With 90% of B2B payments being buried in paper-based invoices, the digitisation of B2B commerce faces a major deterrent.

We made it our mission to enable businesses towards an advanced payment experience while covering inherent capital and risk challenges.

Talk to us

Give us a ring, we are happy to hear from you

Mon to Fri, 09:00 to 17:00

Ask your AI

Learn more about Tilta from your preferred AI

Taking the pain out of payment terms

With 90% of B2B payments being buried in paper-based invoices, the digitisation of B2B commerce faces a major deterrent.

We made it our mission to enable businesses towards an advanced payment experience while covering inherent capital and risk challenges.

Talk to us

Give us a ring, we are happy to hear from you

Mon to Fri, 09:00 to 17:00

Ask your AI

Learn more about Tilta from your preferred AI