Embedded payments for B2B marketplaces
Grow your revenue with embedded, credit-backed payments. Buyers get payment terms, sellers get paid right away.
Trusted by B2B marketplaces and platforms across Europe
Challenges
We know your pain
The complexity in B2B marketplace transactions can be overwhelming. We dedicate all of our resources to the challenges in B2B payments.
Large tickets
B2B transactions easily reach six digits, creating a working capital load that is all too often pushed to the weaker party with even fewer funding alternatives.
Payment regulation
Regulation prohibits most marketplaces and match-makers from processing payments, let alone extending financing on behalf of their buyers and sellers.
Scalable compliance
Fulfilling compliance requirements and scaling seller verification is hard, especially across countries.
Monetization
Revenue capture is hard to get right, especially for asset-light models that run on small take rates from the core business.
Trust issues
Marketplace discovery constantly creates new business relationships, which often come with a lack of experience and trust between the parties.
Multiple countries
In B2B, liquidity comes from geographic reach rather than density. The high share of cross-border transactions brings monetary hurdles and risk.
How it works
From onboarding to payout
Tilta runs in the background of your marketplace, under your brand.
1
Seller verification
Sellers are verified once, with business checks that scale across countries.
2
Buyer onboarding
Buyers apply for payment terms in your checkout and get a credit limit in seconds.
3
Order financing
Buyers order on payment terms. Tilta carries the risk.
4
Payout
Sellers get paid right away, and Tilta collects from the buyer when the invoice is due.
Benefits
Grow with B2B marketplace payments
Credit-backed payments aren’t just good for your customers. With financing embedded in your platform, you increase sales volume, make your platform stickier and grow your revenue.
Higher margins
Monetize every transaction, create a new revenue stream and grow your bottom line.
More volume
Let buyers pay by invoice and increase average order value and frequency by up to 45%.
Better retention
Create stickiness and reduce churn by providing working capital through tailored credit offers.
Higher conversion
Offer payment terms in a white-labeled checkout and lift conversion by up to 60%.
Reliable, extensible infrastructure for every marketplace. Embed payment terms with the integration path that fits your team.
Sit between your sellers and buyers. Tilta pays sellers on day one, collects from buyers at the end of the term and carries the default risk. You set the fees.
One invoice goes from seller to buyer. Tilta onboards and checks every seller for you.
Scale with confidence. Webhooks for every state change, a sandbox that mirrors production and a Platform Portal to follow every buyer, order and invoice.
90 days
Payment terms from 3 to 90 days, chosen by the buyer at checkout
2 to 4 weeks
Typical time from kick-off to going live
1:1
Sandbox that mirrors production, with simulated credit decisions
Choose an integration path. From a single API call to no code at all, with full documentation and a sandbox to get you started.
An API-first solution. Everything condensed into one RESTful API, with a PHP SDK and an MCP server for AI clients. Build a fully custom experience.
Explore the REST API
White-labeled building blocks. Embed onboarding and checkout as Web Elements, add our eCommerce plugins or redirect to hosted flows.
Explore Web Elements
Payment links. Not ready to integrate? Share Checkout Links with your buyers straight from the Tilta Portal and finance orders today.
See all integration options
Known from
Tilta accepts invoice recipients across Europe: all 27 EU member states, the EFTA countries and the United Kingdom.
What our customers say
“Although we are not a merchant of record, Tilta allows us to monetize payment streams between 2,000 international suppliers and buyers, significantly increasing our margin.”
Oliver Allmoslechner, Co-founder at Wonnda